Therapist in Garden City NY Anxiety and Relationships | Psychological Help | Insurance Cigna Value Options

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Counseling in Long Island
Garden City Therapy
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Garden City Therapy is in Nassau County of Long Island nearby Franklin Square, Floral Park, Mineola, Hempstead, New Hyde Park, Carle Place, Uniondale, Westbury, and also serves: Merrick, Lynbrook, Rockville Centre, Oceanside and Long Beach. Office is located close to the LIRR. 

Michelle Ambalu, Lcsw and group are therapists in Garden City, NY providing adult, child and teen counseling. We are licensed social workers and psychotherapists who specializes in Anxiety Disorders, Mood Disorders and Relational Issues. We accept most Empire Blue Cross Blue Shield , Fidelis and Optum United Healthcare insurance plans. We can also help NYSHIP clients with their out of network benefits. If you have another insurance you can ask us for guidance in what to ask your insurance company to receive potential reimbursement from them.

We accept most Fidelis, Empire BCBS, Aetna, Cigna, Optum, Oxford, and UnitedHealthcare (including community plan) insurances.  
Your insurance may cover part or all of the fee. Once you provide your insurance information we can check if your exact plan is covered. 

           The out of pocket fee per therapy session (if no coverage) is $80.

Out of Network Plans:
If you have a different insurance, you can ask us for direction on how to find out about your out of network benefits to obtain potential reimbursement from your insurer.  We commonly work with NYSHIP Empire Plan out of network. 

Some clients wonder why therapists are not in-network with all insurances or may not be in network with any. That is a great question. Read on if you want to know why this is.

Mental health is not treated the same as other health benefits. We have to apply to each insurance company separately, some insurance panels have been closed to taking anymore providers in the area (even for more than 10 years), and it can take 3 to 6 months for them process and approve the application. We tell clients to contact their insurance company as it can help coming from the client.

Some insurance companies do not allow our group structure. We hire licensed masters social workers to help provide more consistent long term treatment, more affordable care, and to avoid the more problematic insurance obstacles that would come with hiring other provider types. Some insurance companies allow large facilities of 30 or more therapists (clinics) to have this type of structure, but not a small group practice like ours. We have asked why this is, and have gotten no response. As a client you may be able to advocate for yourself regarding this, and if you are interested we can tell you how.

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